The material constitutes general legal advice. As the law is constantly evolving, some provisions of this publication may be out of date. It is always best to consult a lawyer about your legal rights and obligations in relation to your legal situation. A legal regime provides fully covered services for many of the most common personal legal issues, as well as advice and guidance on an unlimited number of personal legal issues. Plans juridiques du groupe de MetLife Legal Plans, Inc., Cleveland, Ohio. In some states, group legal plans are provided by insurance coverage signed by the Metropolitan General Insurance Company and Affiliates, Warwick, RI. Not all services are available in all states. No services, including counselling, are provided for: 1) employment-related matters, including benefits or benefits; (2) matters involving the employer, MetLife and affiliates and plan lawyers; 3) matters where there is a conflict of interest between the employee and the spouse or dependants, where services to spouse and dependants are excluded; (4) appeals and class actions; (5) agricultural and commercial matters, including rental matters, if the participant is the owner; (6) patent, trademark and copyright issues; (7) costs and fines; (8) frivolous or unethical matters; 9) Matters in which a lawyer has a relationship with the client before the member becomes entitled to benefits under the plan. For all other personal legal matters, an advisory service is provided. Additional representation is also provided for certain cases. For more information, see your plan description. MetLife is a registered trademark of MetLife® Services and Solutions, LLC, New York, NY.

Legal insurance provides access to lawyers for legal assistance, including the preparation and review of documents and advice or representation in court on many general legal matters. To be eligible for legal services under this plan, you must: MetLife Legal Plans gives you access to expert legal help so you can safely master life`s great moments. A legal plan can help if you: If you are considering signing up for your employer`s legal plan, visit our Information Centre. Your human resources or benefits department may provide you with an access code to register. If you`re wondering, „Is legal protection insurance worth it?“, consider both the financial and emotional costs of being left without a legal expert. For situations you never thought you`d have to deal with, such as divorce or bankruptcy, with more common legal issues, such as marriage and buying or selling real estate, a legal plan can help you feel supported and prepared for what`s next. 1 Average monthly rate for MetLife Legal Plan. Average hourly rate of $370.00 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Law Firm Industry Survey (2018). Type of plan: The plan is a pension plan where members are insured for certain legal services. Yes, MetLife Legal Plans encourages members to use the plan to resolve as many legal issues as possible, even if they are pre-existing issues. The only pre-existing issues that are not covered are those for which you retained a lawyer before you were eligible for plan benefits.

Cover the cost of a range of legal issues with a legal plan and access experienced lawyers to help you with estate planning and more. Group legal protection insurance is one of the fastest growing benefits. Employers who participate in a group legal plan can provide their employees with cost-effective, high-quality legal protection. With Legal Resources, members have access to lawyers within our network for a fraction of the average expenses incurred to obtain legal representation. These plans use a network of lawyers who have agreed to provide services under their contract with an organization. As a general rule, it is not necessary to fill out invoices, deductibles or claim forms, as long as you hire a lawyer from the network. You will receive high-quality legal services. The following is an example of the legal services offered by the plan, unless they are derived from commercial enterprises: If you have any questions about the registration process or service, please contact IdentityForce directly at (800) 295-0136.

This type of insurance, also known as a group or prepaid legal right, is most often part of a workplace benefits package. Employees can opt for a legal plan for which they pay a fixed monthly premium or annual fee (usually minimal) and have access to experienced lawyers. For approximately $20 per month, our Legal Employee Benefits Program offers value, convenience and confidence by giving you easy and cost-effective access to lawyers for a variety of personal legal services, including advice and advice on an unlimited number of personal legal matters. Our plan covers a wide range of different legal issues and there are no restrictions on how often you can use your plan. The plan also includes unlimited initial consultations with a lawyer, as long as it is not an excluded issue. Although studies have shown that 7 out of 10 people experience some sort of „legal event“ within a 12-month period, most people don`t hire a lawyer to represent them because: Legal problems arise when you get married, have a baby, buy a house, lose a loved one, or need to get legal documents drafted. For example, since lawyers typically charge $370 per hour for services, the value of a prepaid legal plan is easy to see.* Voluntary: Individuals who enroll in a legal services plan after personally paying the plan`s premium or membership fee. Comprehensive: Provides legal services beyond „telephone access“, including, for example, legal representation in court proceedings.

In addition, the plan does not pay any disbursements, expenses or filing fees incurred to provide the legal services provided. Below are examples of prepaid legal protection insurers. You may also want to find out if a group legal services plan is offered by your employer as a benefit. Legal insurance often covers a variety of legal issues and covers almost everything except workplace issues. A legal plan will likely come in handy in any of the situations listed below: create a will online, in your spare time, in just 15 minutes, or consult a lawyer. We help you prepare and file your estate planning documents. The Legal Services Plan provides you with the legal services you need for real estate transactions, name changes, document reviews, wills and other legal matters. The plan provides quality legal advice, advice and representation. Everything you discuss with your lawyer will be kept strictly confidential. This benefit is based on contributions made by your employer on your behalf.

These services are available only in the states of New York, New Jersey, Connecticut and Pennsylvania. All benefits are considered taxable income for the eligible member, and the plan reports the value of the benefit to the IRS on a Form W-2. This service is tailored to your needs, so our network of lawyers is available in person, by phone, email and online, so you can easily communicate with a lawyer or plan your next move. MetLife Legal Plans makes it easy to get the legal help you can take advantage of by offering: With a group legal plan, you`ll have easy access to the expert legal help you need – from estate planning to real estate to transportation issues. Specific information and a complete list of legal services provided by the plan can be found in the plan summary description. The value of these benefits is considered taxable income to you and will be reported to the IRS accordingly by the plan administrator. MetLife Legal Plans offers a range of plan options, including customized legal plans for employers with more than 3,000 eligible employees. The legal plan offers a consulting advantage for most personal legal matters. In addition, many personal legal issues are fully covered. For a list of services fully covered by your organization`s legal plan, please register or call the Customer Service Centre at 800-821-6400.